Insurance & Pension Policies
Bank & Building Society Accounts

First Surplus Reinsurance

The name given to an ordinary surplus treaty; the surplus must be allotted to that treaty first and in priority to any other reinsurers. Sometimes treaties are arranged as second surplus treaties, and these would receive a share of the surplus only after the first surplus treaty had received the full amount to which it is entitled. (aka First Surplus Treaty).

Do you have old policies lying about? Perhaps it's a term or whole of life insurance, pension, endowment, bond or an annuity policy. Or do you receive statements for a policy which you are unsure about? Why not use Policy Detective to find the answers.

Which company now looks after your policy? Who can you contact about your policy? What do all those words and phrases on my policy document actually mean?

Policy Detective is a UK company for UK customers. We help you to track-down the Administrators for policies which you or your loved ones may have in the bureau or the attic. You never know how much money there could be in that old policy. It's not easy to find this information, as companies through time are taken-over, merge with other companies and even change their names. We can help you find the company which now deals with your policy. Some companies even allow us to check the status of your policy.

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