Inland Revenue Funding Limit - Personal Pension Contribution Limit

There is a ceiling on the total amount of contributions you can pay into personal pension schemes. Contributions are measured as a percentage of your earnings, and are permitted up to a certain limit. This earnings cap maximum is currently 102,000 for the tax year 2004-05, and is increased annually in line with the cost of living. Normally, the annual contribution ceiling is 17.5% of earnings up to the maximum earnings cap, for those whose age on the first day of the tax year (6 April) is 35 years or less. This percentage of earnings allowed increases with age - e.g. 51-55 years = 30%, and 61 -74 = 40%.

Do you have old policies lying about? Perhaps it's a term or whole of life insurance, pension, endowment, bond or an annuity policy. Or do you receive statements for a policy which you are unsure about? Why not use Policy Detective to find the answers.

Which company now looks after your policy? Who can you contact about your policy? What do all those words and phrases on my policy document actually mean?

Policy Detective is a UK company for UK customers. We help you to track-down the Administrators for policies which you or your loved ones may have in the bureau or the attic. You never know how much money there could be in that old policy. It's not easy to find this information, as companies through time are taken-over, merge with other companies and even change their names. We can help you find the company which now deals with your policy. Some companies even allow us to check the status of your policy.