Morbidity Table

(1) a statistical table showing the incidence, by age, of a given sickness or accident in the population or in a selected group, based on the assumed morbidity which is being defined by the table. It is an instrument for measuring the probabilities associated with the given event and is one factor in computing premiums and reserves for policies providing cover for such events; (2) a statistical table showing the proportion of persons expected to die at each age, based on the assumed mortality which is being defined by the table, usually stated as so many deaths per thousand. as well as other mortality functions such as the rate of mortality and the expectation of life. It is the instrument for measuring probabilities of life and death. It is used as one factor in determining the amount of premium required at each age at issue of a policy.

Do you have old policies lying about? Perhaps it's a term or whole of life insurance, pension, endowment, bond or an annuity policy. Or do you receive statements for a policy which you are unsure about? Why not use Policy Detective to find the answers.

Which company now looks after your policy? Who can you contact about your policy? What do all those words and phrases on my policy document actually mean?

Policy Detective is a UK company for UK customers. We help you to track-down the Administrators for policies which you or your loved ones may have in the bureau or the attic. You never know how much money there could be in that old policy. It's not easy to find this information, as companies through time are taken-over, merge with other companies and even change their names. We can help you find the company which now deals with your policy. Some companies even allow us to check the status of your policy.